Terms & Conditions
Last updated: September 30, 2026
Use of the website
Smart Money provides free financial calculators, planning tools and educational information for general informational purposes. By using the website, you agree to use it lawfully and responsibly.
Calculator estimates
Calculator results are estimates based on the information entered by the user and the assumptions stated on each tool. Actual loan terms, interest calculations, taxes, fees, bank policies, investment returns and other financial outcomes may differ.
No personalized financial advice
Smart Money does not provide personalized financial, investment, tax, legal or lending advice. You should independently evaluate important financial decisions and, where appropriate, consult a qualified professional or the relevant financial institution.
Accuracy and availability
We aim to keep the website useful and accurate, but we do not guarantee that every calculation, page, link or piece of information will always be error-free, complete or continuously available.
Third-party services and links
The website may link to or later integrate third-party services, advertisements or external resources. Their terms and policies apply separately.
Intellectual property
Unless otherwise stated, the Smart Money website design, original text and original code are provided by the site owner. Do not copy, republish or commercially redistribute substantial portions of the site without permission.
Changes
These Terms may be updated as Smart Money develops. Continued use of the website after an update means you accept the updated Terms.